Everyday banking, for everyone.

Send money, pay bills, track your budget, and more with one of four checking accounts designed to meet your unique financial needs. CU1 checking accounts are more than spending accounts—they are an easy way to manage your money wisely and bank on your schedule, anytime and anywhere.

Free Checking

Our standard checking account, made for members who want to bank anytime, anywhere without hidden fees.

  • Free Digital Banking & Online Bill Pay
  • CU1 Debit Card with Secure Chip Technology
  • No Monthly Maintenance Fees
  • And More!
  • Already a Member? Call Now

Get Details Open an Account

Free Student Checking

A checking account designed to help students ages 13 to 21 learn budgeting, banking, and good financial habits.

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Plus Checking

All the benefits of our Free Checking account, plus the ability to earn dividends. Designed for members looking for more ways to save money.

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Premium Plus Checking

Our checking account with the most perks, like fee waivers on wire transfers, cashier’s checks, and more. Designed for members with a $50,000 relationship or more with CU1.

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All-Access Checking with CU1

No Hidden Fees

Never pay a monthly service fee with a Free Checking account, or with Plus Checking and Premium Plus Checking when your account is in good standing.

24/7 Digital Banking

Pay bills, transfer funds, track spending, and more through a personalized Digital Banking experience and CU1’s highly rated mobile app.

Bank Nationwide

Bank anywhere without fees thanks to 30,000 CO-OP ATMs and 5,000 shared branch locations across the country.

Why Switch?

Everyday banking with Credit Union 1 has never been easier, and we think switching should be too. Once you open your accounts, you can easily switch your direct deposit and automated payments in a few clicks in Digital Banking.

In ten minutes or less, you’ll be back up and running.

Bank on the go, and switch on the go. It’s all easier with CU1.

Switch Now


All checking accounts are subject to approval. There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Free Checking account. For Plus Checking accounts, if balance falls below the $500 minimum average daily balance requirement there is a $9.95 fee. For Premium Plus Checking accounts, if balance falls below the $50,000 aggregate minimum relationship balance in the member’s Credit Union 1 combined accounts including: Savings Accounts, Checking Accounts, Money Market Accounts, Share Certificates, Loans, and/or Credit Cards, there is a $25 fee. Message and data rates may apply. Check with your mobile carrier for details.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.