Skip-a-Pay Request

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Spreading Holiday Cheer to Our Most Valued Members Like You!

Request to skip your December or January Consumer Loan payment1 and spend your green on what matters to you most this holiday season. 

Request to Skip

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Skip-a-Payment Qualifications and Eligible Loans
You must be a member in good standing and have $5.00 or more on deposit in your Primary Savings account. Skip-a-Payment Requests will ONLY be accepted from 11.15.2019 – 01.26.20. Please allow 7 – 10 days for processing. In order to skip December 2019 Consumer Loan payment, request must be received by 12.26.19.

Only 30 days worth of loan payments may be skipped. For members set up on multiple payments per month, the first two (2) bi-weekly scheduled payments will be skipped or the first four (4) weekly scheduled payments will be skipped.

Loans NOT eligible for Skip-a-Payment are: ALL Real Estate, Commercial/Business, Share/Certificate Secured, Credit Saver, Credit Cards, Overdraft, and Balloon-payment loans. ALL LOANS ORIGINATED AFTER 01.01.2019 ARE NOT ELIGIBLE FOR Skip-a-Payment.

1Skip-a-Payment is subject to approval. Finance charges on the loan(s) will continue to accrue during the 30-day deferral period. The term of the loan will be extended by one month. The regular contractual payment is due on the previously agreed payment date the month after the loan payment is skipped. There is a 10% of your payment amount or $35.00 non-refundable fee, whichever is greater, for the Skip-a-Payment service for each loan skipped, and will be added to the loan balance unless paid using the funds available in your account. The impact to the APR will be disclosed on the skipped loan payment’s statement.

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