Express Premium Plus Checking

Premier solutions for premier needs.

Our Express Premium Plus Checking Account is a dividend-bearing checking account with features for all your checking needs that also rewards you with extra benefits.

Open Online, in your community branches or give us a call at 800.252.6950. Whatever works best for you!

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• Access to nearly 30,000 CO-OP ATMs and 5,000+ Shared Branches
• FREE Digital Banking² and Online Bill Pay¹
• FREE eStatements
• CU1 Debit Card with chip technology
• CU1 fee waived at non-CU1 ATMs (4 times per month)³
• No monthly service fee when Minimum Account Requirements met
• Earns dividends (See Savings Rate Sheet)
• Fee waived for Checks⁴
• Fee waived for Cashier's Checks
• Fee waived for Stop Payments
• Fee waived for outgoing Wire Transfers
• Fee waived for insufficient funds or returned items if you have 4 or fewer occurrences in previous 12 months⁵

View Rates

Account Minimum Requirements

Minimum Deposit to Open $500
Minimum Balance to Earn Dividends⁶ | $.01
Additional Requirement: $50,000 or greater Credit Union 1 relationship⁷

Open Online, in your community branches or give us a call at 800.252.6950. Whatever works best for you!

Open Now Find a Location

For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets. All checking accounts are subject to approval.

¹Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor.

²Message and data rates may apply. Check with your mobile carrier for details.

³Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply.

⁴Price does not include tax and delivery. Prices vary depending on check style and options selected.

⁵An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds.

⁶Dividends are calculated using Average Daily Balance and are paid and compounded monthly.

⁷If balance falls below the $50,000 aggregate minimum relationship balance in the member’s Credit Union 1 combined accounts including: Savings Accounts, Checking Accounts, Money Market Accounts, Share Certificates, Loans, and/or Credit Cards, there is a $25 fee.