High Yield Savings & CD Rates
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Save Smarter with Credit Union 1!
We've increased our rates on several top products to help you save smarter and reach your financial goals sooner!
Share Certificate (CDs)
24 Month Share Certificate
Limited Time Offer!
30 Month Share Certificate4
Term
|
Minimum Balance to Open
& Earn Dividends
|
APY1
|
APR
|
Early Withdrawal
Penalty Amount2
|
| 6 months |
$1,000 |
2.00% |
1.982% |
90 Days' Dividends |
| 12 months |
$1,000 |
4.50% |
4.410% |
90 Days' Dividends |
| 24 months |
$1,000 |
4.25% |
4.169% |
180 Days' Dividends |
| 30 months4 |
$1,000 |
4.50% |
4.410% |
180 Days' Dividends |
| 36 months |
$1,000 |
3.00% |
2.960% |
270 Days' Dividends |
| 48 months |
$1,000 |
3.00% |
2.960% |
270 Days' Dividends |
| 60 months |
$1,000 |
3.00% |
2.960% |
270 Days' Dividends |
Lock into this great rate today!
Open a Share Certificate in a way that works best for you.
High Yield Savings
Compare Credit Union 1 with other financial institutions to see how much more you will earn.
Other Financial Institutions
Delta Community C.U.
0.20%
APY
Georgia’s Own C.U.
0.10%
APY
Sourced directly from each bank listed: Alliant Credit Union, BCU, Delta Community Credit Union, Georgia's Own Credit Union. APYs are accurate as of 01/25/2023.
The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.
1 APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened.
2 We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce the earnings on the account.
3 Must be New Money and deposited into the High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1 balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the High Yield Savings Account Rate.
4Special 30 Month Share Certificate is a limited time offer and may be cancelled at any time without notice. There is a $1,000 minimum balance to open and earn dividends. Special 30 Month Share Certificate will automatically roll over when it reaches maturity to a 36-Month Share Certificate with a 10-day grace period where you can transfer the money to another Share Certificate or withdraw your money without penalty.