High Yield Savings & CD Rates


High Yield Savings

Compare Credit Union 1 with other financial institutions to see how much more you will earn.



Open a High Yield Savings Account3 and keep the flexibility to withdraw funds when you need with no monthly maintenance fees.


New Member
Open Online



Existing Member
Send Secure Message


3.00% APY

Other Financial Institutions

Alliant C.U.
Delta Community C.U.
Georgia’s Own C.U.

Sourced directly from each bank listed: Alliant Credit Union, BCU, Delta Community Credit Union, Georgia's Own Credit Union. APYs are accurate as of 01/25/2023.



Share Certificate (CDs)

12 Month Share Certificate
24 Month Share Certificate

All Share Certificates


Minimum Balance to Open
& Earn Dividends



Early Withdrawal
Penalty Amount2

6 months $1,000 2.00% 1.982% 90 Days' Dividends
12 months $1,000 4.00% 3.929% 90 Days' Dividends
24 months $1,000 3.75% 3.687% 180 Days' Dividends
36 months $1,000 3.75% 3.687% 270 Days' Dividends
48 months $1,000 3.50% 3.445% 270 Days' Dividends
60 months $1,000 3.50% 3.445% 270 Days' Dividends


Lock into this great rate today!

Open a Share Certificate in a way that works best for you.

Digital icon

New Member
Open online 

Open Online

Digital icon

Existing Member
Send a Secure Message


find location icon

Open in person

Find a Location

call center rep icon

Open over the phone

Call 800.252.6950


The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.

APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened.

We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce the earnings on the account.

Must be New Money and deposited into the High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1 balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the High Yield Savings Account Rate.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.