5 Ways Digital Banking Makes Managing Your Finances Easier


5 Ways Digital Banking Makes Managing Your Finances Easier 

Your financial institutions are always at your fingertips, thanks to computers, smart phones, and tablets. Digital Banking makes managing your everyday finances effortless. Here are five ways you can use Digital Banking to your advantage to stay on top of your money management and work toward your larger financial goals. 




  • It Helps Keep an Eye on Your Spending 

    Digital Banking lets you track your expenses in real time on your personalized dashboard. This can help you stay on top of your budget since you can view your spending, use budgeting categories to understand where your expenses are high and you could cut back, and set alerts and limits to keep you on track.   


  • It Makes Saving Simpler with Recurring Transfers 

    Digital Banking offers ways you can make saving second nature, like scheduling recurring transfers from your checking to your savings account, ensuring you consistently put money aside. These automated savings mechanisms help you build your savings effortlessly over time and achieve your financial goals. 


  • You’ll Never Miss a Payment with Online Bill Pay 

    Managing bills and due dates can be overwhelming, but digital banking can streamline the process for you. In Digital Banking, you can schedule bill payments directly from your account, ensuring you never miss a due date. By centralizing your bill payments within Digital Banking, you can maintain a better overview of your cash flow and avoid unnecessary stress.  


  • You Can Move Money (While You’re on the Move) 

    When life gets busy, it is not always easy to make it into a branch or to an ATM. When you have Digital and Mobile Banking, you can bank on-the-go thanks to mobile deposits, external transfers, and more. Plus, with Digital Banking, there’s no need to adhere to traditional business hours—you can manage your money whenever you have the time. 


  • Your Cards Are Always with You 

    If you set up your debit and credit cards in a Digital Wallet, you can easily pay at retailers with your smartphone. Paying with a card in your Digital Wallet is a secure and contactless way to pay and, as long as your phone is with you, your cards are too. And if you ever misplace your card, you can use features in Digital and Mobile banking to lock your card, ensuring there will be no unwanted activity. 


Whether you are opening a new checking account or want to do more with your existing one, take a few minutes to register for Digital Banking. It will save you time and help you manage your money better, anytime and anywhere. 

Keep Reading

Credit Union 1 has expert answers for your personal finance questions and timely tips on the latest money topics. Discover the latest posts on everything from paying down debt to refinancing loans.

More Articles

Personalized Learning

CU1’s Financial Wellbeing Center is a free platform designed to guide you on your unique financial journey. Take a quiz to learn your money personality, get personalized content recommendations, speak to Certified Personal Finance Experts, and more. Set up your free account in minutes.

Get Started

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.