Everyday Needs Deserve Everyday Solutions + Earn Dividends
The Plus Checking Account has the same benefits as our free checking account with the advantage of earning dividends. Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.
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More Than a Spending Account
Your CU1 checking account comes with the following:
Earn Dividends
Earn dividends on checking account balances.
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Debit Card Controls
With CU1 Card Keeper1 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances
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CO-OP ATMs
Get cash surcharge-free at more than 30,000 ATMs nationwide
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Move Money Easily
Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online
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Mobile Deposit
Deposit checks right from your smartphone1. Just snap a photo!
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Member Service
Live Chat with our member solutions team or call the Contact Center at 800.252.6950
Bank Securely
Federally insured by NCUA.
Account Minimum Requirements
Minimum Deposit to Open2 | $500
Minimum Balance to Earn Dividends3 | $0.01
Get Started Order Checks
All checking accounts are subject to approval.
1Message and data rates may apply. Check with your mobile carrier for details.
2There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Express Debit Card account.
3Dividends are calculated using Average Daily Balance and are paid and compounded monthly.