Plus Checking Account


Get paid up to two days earlier1 with direct deposit and CU1 Early Pay! Get Started 

Everyday Needs Deserve Everyday Solutions + Earn Dividends

The Plus Checking Account has the same benefits as our free checking account with the advantage of earning dividends. Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

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More Than a Spending Account

Your CU1 checking account comes with the following:

Earn Dividends

Earn dividends on checking account balances.

See Rates

Pie Chart
Card Controls

Debit Card Controls

With CU1 Card Keeper2 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

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Get cash surcharge-free at more than 30,000 ATMs nationwide

Find ATMs

smart watch, monitor, phone

Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

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Mobile Deposit

Deposit checks right from your smartphone2. Just snap a photo!

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mobile deposit

Member Service

Live Chat with our member solutions team or call the Contact Center at 800.252.6950

Bank Securely

Federally insured by NCUA.


Account Minimum Requirements

Minimum Deposit to Open3 | $500

Minimum Balance to Earn Dividends4 | $0.01


Get Started      Order Checks


All checking accounts are subject to approval.

1Early access to direct deposit funds is a free, automatic feature and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.

2Message and data rates may apply. Check with your mobile carrier for details.

3There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Express Debit Card account.

4Dividends are calculated using Average Daily Balance and are paid and compounded monthly.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.