Premium Plus Checking Account


Get paid up to two days earlier1 with direct deposit and CU1 Early Pay! Get Started 

Premier Solutions For Premier Needs

The Premium Plus Checking Account is a dividend-bearing checking account with features for all your checking needs that also rewards you with benefits. Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

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More Than a Spending Account

Your CU1 checking account comes with the following:

Earn Dividends

Earn dividends on checking account balances.

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Card Controls

Debit Card Controls

With CU1 Card Keeper2 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

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Get cash surcharge-free at more than 30,000 ATMs nationwide

Find ATMs

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Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

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Mobile Deposit

Deposit checks right from your smartphone2. Just snap a photo!

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mobile deposit
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No Monthly Service Fee

Enjoy no monthly service fee when Minimum Account Requirements are met3

Waived Fees

Fees are waived for checks4, cashier's checks, stop payments, outgoing wire transfers, and for insufficient funds or returned items if you have 4 or fewer occurrences in the previous 12 months5.

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Member Service

Live Chat with our member solutions team or call the Contact Center at 800.252.6950

Bank Securely

Federally insured by NCUA.


Account Minimum Requirements

Minimum Deposit to Open | $500

Minimum Balance to Earn Dividends6 | $0.01

Additional Requirement | $50,000 or greater Credit Union 1 relationship3


Get Started      Order Checks


All checking accounts are subject to approval.

1Early access to direct deposit funds is a free, automatic feature and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.

2Message and data rates may apply. Check with your mobile carrier for details.

3There is a $50,000 aggregate minimum relationship balance in the member’s CU1 combined accounts including: savings accounts, checking accounts, money market accounts, share certificates, loans, and/or credit cards. If balance falls below the aggregate minimum relationship balance there is a $25 fee.

4Price does not include tax and delivery. Prices vary depending on check style and options selected.

5An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds.

6Dividends are calculated using Average Daily Balance and are paid and compounded monthly.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.