Premium Plus Checking Account


Premier Solutions For Premier Needs

The Premium Plus Checking Account is a dividend-bearing checking account with features for all your checking needs that also rewards you with benefits. Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

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More Than a Spending Account

Your CU1 checking account comes with the following:

Earn Dividends

Earn dividends on checking account balances.

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Card Controls

Debit Card Controls

With CU1 Card Keeper1 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

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Get cash surcharge-free at more than 30,000 ATMs nationwide

Find ATMs

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Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

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Mobile Deposit

Deposit checks right from your smartphone1. Just snap a photo!

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mobile deposit
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No Monthly Service Fee

Enjoy no monthly service fee when Minimum Account Requirements are met2

Waived Fees

Fees are waived for checks3, cashier's checks, stop payments, outgoing wire transfers, and for insufficient funds or returned items if you have 4 or fewer occurrences in the previous 12 months4.

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Member Service

Live Chat with our member solutions team or call the Contact Center at 800.252.6950

Bank Securely

Federally insured by NCUA.


Account Minimum Requirements

Minimum Deposit to Open | $500

Minimum Balance to Earn Dividends5 | $0.01

Additional Requirement | $50,000 or greater Credit Union 1 relationship2


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All checking accounts are subject to approval.

1Message and data rates may apply. Check with your mobile carrier for details.

2There is a $50,000 aggregate minimum relationship balance in the member’s CU1 combined accounts including: savings accounts, checking accounts, money market accounts, share certificates, loans, and/or credit cards. If balance falls below the aggregate minimum relationship balance there is a $25 fee.

3Price does not include tax and delivery. Prices vary depending on check style and options selected.

4An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds.

5Dividends are calculated using Average Daily Balance and are paid and compounded monthly.