Gold Certificates of Deposit


Save Money and
Earn Great Dividends

Reach your savings goals with a Gold Share Certificate. A Share Certificate is like a certificate of deposit (CD) offered at banks. How does a Gold CD work? Basically, it's your "Save for a ______" account where you promise to leave the money with Credit Union 1 for a certain period, and we promise to pay you a higher dividend than a Shamrock Savings account during that time.

Save money and earn great dividends with a minimum deposit of $1,000 to open a CD. Enjoy flexibility with the various investment term periods available. Once the CD is set up, there is nothing more to do except watch your money grow!

Renewing is a breeze! A CD will automatically roll over when it reaches maturity, with a 10-day grace period. During those 10 days, you can transfer the money to another CD or withdraw your money without penalty.

Looking for options? Gold Plus CDs are available with a $10,000 minimum deposit. Plan for your retirement or save for a child's education expenses with a Gold IRA CD. Let your money work harder for you and take advantage of the best rates around! 

Stop by any Credit Union 1 branch to open a CD today!

Dividends are paid and compounded monthly. We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce the earnings on the account.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.